Flexible savings, affordable credit, and infrastructure support tailored to the unique economic realities of the WALK region.
Creative income is often irregular. Our savings products are designed to be flexible, allowing you to contribute more when your projects are thriving and less during quieter creative seasons — with no penalties.
The foundation of your membership. Save regularly to build your creditworthiness and qualify for loans.
Lock away surplus income from major projects for a set period and earn higher interest rates.
Tailored credit for every stage of your creative journey. Our standard rate is 5% flat annual interest on the original loan principal, prorated by the loan term.
Financing for activities such as music, film, performing arts, drama, publishing and creative productions. We understand that your output is your asset.
Financing for equipment and other work-related instruments — cameras, instruments, studio gear, or high-performance computers.
Working capital for business, agriculture and events.
Loans given in lumpsum to particular group members of a group that partnered with Walk SACCO.
Use our interactive tool to see how affordable your creative dream can be.
* This calculation is an estimate only. It uses 5% flat annual interest on the original loan principal, prorated by the loan term (principal × 5% × months ÷ 12). Final terms are set out in your loan agreement and the SACCO's savings and lending policy.
Fixed for the loan term
UGX 0
0 Months
5% per annum
Flat on original principal
Prorated by loan term
UGX 0
UGX 0
Loan processing fee: UGX 30,000. This is a separate fee, not interest. It is not included in the total repayment above.
WALK SACCO charges 5% flat annual interest on the original loan principal. Interest is prorated by the loan term using principal × 5% × (months ÷ 12). It is fixed at the start and does not reduce as you repay. For example, 6 months attracts 2.5% interest and 24 months attracts 10%.
Example — UGX 10,000,000 over 12 months: monthly instalment UGX 875,000; total interest UGX 500,000; total repayment UGX 10,500,000.
A separate UGX 30,000 loan processing fee applies. It is a fee, not interest, and is not included in the total repayment above. Figures are rounded to the nearest shilling; your final schedule is set out in your loan agreement.